Flood insurance is not covered on your homeowners insurance policy. Rising water is one of the top insurance claims in Florida. There are many options to include flood coverage in the state of Florida. A separate flood insurance policy can cover such loss. Many homeowners insurance companies are now offering a flood endorsement to your current homeowners coverage. This coverage is a small price to pay for such a devastation to your property. Whether you are in a flood zone or not, there is always a chance of flooding in the sunshine state.
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